CENTURY 21 CUDDY



Posted by CENTURY 21 CUDDY on 3/24/2019

Picking out flowers to plant in your garden and around your home is no easy task. You’ll have to consider the hardiness of the plants, whether you want them to come back year after year, what colors complement your house, and so on.

 Most people just simply buy flowers that look pretty. And while you can get lucky and have healthy flowers that way, a better method is to think about what you’re looking for in a flower.

 In this article, we’re going to help you choose the right flowers for your home and lifestyle.

 Annuals, biennials, and perennials

One of the first things you should consider is the lifecycle of the flowers. If you don’t want to go through the trouble of choosing and planting new flowers every year or two, perennials may be the best choice for you. Over the long run, you can save money by planting and caring for perennials. However, in the short term, annuals tend to be cheaper to buy.

Planting perennials

If you do decide to go with perennials in your garden you’ll need to be careful about which ones you choose. Make sure to look up your plant hardiness zone and only buy flowers that can withstand the colder seasons in your region.

Furthermore, you’ll want to see if there is any special care required to keep your flowers coming back each year. Likely, you’ll have to spend a bit of time aerating and fertilizing your soil to maintain a supply of nutrients to your plants’ roots. Similarly, determine if there is any special care that you can provide in the winter to help the plants return to life next spring.

Planting annuals

Annuals tend to be some of the brightest and most beautiful flowers. Some of them, called “volunteers,” can sow their own seeds easily and return the next year with minimum work on your part.

You might also notice that annuals bloom throughout the season. That means you and you family and house guests have more time to marvel at the beautiful flowers they produce.

Some common annuals to plant are begonias, geraniums, marigolds, sunflowers and petunias. If you like to keep a variety.

Planting biennials

Like annuals, biennials will die after they bloom. The key difference is that they last for two years not one. During spring of the first year they will grow and stem but won’t bloom. The following spring is when biennials reach their peak.

 Just like annuals, biennials can sow their own seeds. However, some are easier to grow than others and you’ll want to encourage them with rich, aerated soil and plenty of water in early spring.

 Some common biennials include Black-eyed Susans, Sweet William, Forget-Me-Not, and some garden variety plants like fennel, carrot, and parsley.

 Pest-repelling plants

There’s more to flowers than just their ability to look and smell nice. Some plants have the ability to repel certain pests. 

Marigold can repel certain insects as well as rabbits, chives repel certain beetles and flies, petunias repel aphids (which can wreak havoc in your vegetable garden), and so on. 

If you have a pest problem and want to dissuade them from coming back next year, planting pest-repelling plants may be the best option for you.




Tags: Garden   flowers  
Categories: flowers   gardening  


Posted by CENTURY 21 CUDDY on 3/23/2019

Open House, Sunday 3/24, 12 to 2 PM. Ledgemere Country Townhomes, one of Ashland's most desirable places to live. Beautifully Maintained w/many updates. Fantastic Cook's kitchen w/loads of Cabinets, lots of solid surface counters, Stainless Steel appliances, Gas cooking. 13' Dining w/Glass slider opening to Sun Splashed deck. Inviting & Large 20' Livingrm. Open Entertaining floor plan,. Soaring Skylite staircase leading to Huge 17' Master Bedrm and King Size 2nd bedrm. Full bath w/Newly updated tiled floors, toilet, tub & designer tiled wall. Tiled 1/2 bath w/New toilet. Finished lower level bonus room with custom wood walls, shelving (home office, exercise room) Washer & Gas Dryer. Updated Gas heating & Quality Lenox Central air conditioning. Loads of storage plus attic storage. All Gas Townhome, heat, hotwater, cooking & dryer. Deep garage, extra storage, auto opener. Tennis Courts, duck pond. Commuter Dream location, min. to Train & Highway. Near shopping & State Park. Top Schools

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Categories: Uncategorized  


Posted by CENTURY 21 CUDDY on 3/22/2019


78 Mountain Gate Rd, Ashland, MA 01721

Condo

$314,900
Price

6
Rooms
2
Beds
1/1
Full/Half Baths
Open House, Sunday 3/24, 12 to 2 PM. Ledgemere Country Townhomes, one of Ashland's most desirable places to live. Beautifully Maintained w/many updates. Fantastic Cook's kitchen w/loads of Cabinets, lots of solid surface counters, Stainless Steel appliances, Gas cooking. 13' Dining w/Glass slider opening to Sun Splashed deck. Inviting & Large 20' Livingrm. Open Entertaining floor plan,. Soaring Skylite staircase leading to Huge 17' Master Bedrm and King Size 2nd bedrm. Full bath w/Newly updated tiled floors, toilet, tub & designer tiled wall. Tiled 1/2 bath w/New toilet. Finished lower level bonus room with custom wood walls, shelving (home office, exercise room) Washer & Gas Dryer. Updated Gas heating & Quality Lenox Central air conditioning. Loads of storage plus attic storage. All Gas Townhome, heat, hotwater, cooking & dryer. Deep garage, extra storage, auto opener. Tennis Courts, duck pond. Commuter Dream location, min. to Train & Highway. Near shopping & State Park. Top Schools
Open House
Sunday
March 24 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 78 Mountain Gate Rd, Ashland, MA 01721    Get Directions

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Tags: Ashland   Real Estate   Open House   01721   Condo  
Categories: Open House  


Posted by CENTURY 21 CUDDY on 3/22/2019


78 Mountain Gate Rd, Ashland, MA 01721

Condo

$314,900
Price

6
Rooms
2
Beds
1/1
Full/Half Baths
Open House, Sunday 3/24, 12 to 2 PM. Ledgemere Country Townhomes, one of Ashland's most desirable places to live. Beautifully Maintained w/many updates. Fantastic Cook's kitchen w/loads of Cabinets, lots of solid surface counters, Stainless Steel appliances, Gas cooking. 13' Dining w/Glass slider opening to Sun Splashed deck. Inviting & Large 20' Livingrm. Open Entertaining floor plan,. Soaring Skylite staircase leading to Huge 17' Master Bedrm and King Size 2nd bedrm. Full bath w/Newly updated tiled floors, toilet, tub & designer tiled wall. Tiled 1/2 bath w/New toilet. Finished lower level bonus room with custom wood walls, shelving (home office, exercise room) Washer & Gas Dryer. Updated Gas heating & Quality Lenox Central air conditioning. Loads of storage plus attic storage. All Gas Townhome, heat, hotwater, cooking & dryer. Deep garage, extra storage, auto opener. Tennis Courts, duck pond. Commuter Dream location, min. to Train & Highway. Near shopping & State Park. Top Schools
Open House
No scheduled Open Houses

Similar Properties





Tags: Ashland   Real Estate   01721   Condo  
Categories: New Homes  


Posted by CENTURY 21 CUDDY on 3/17/2019

It’s hard to overstate the importance of credit scores when it comes to buying a home. Along with your down payment, your credit score is a deciding factor of getting approved and securing a low interest rate.

Credit can be complicated. And, if you want to buy a home in the near future, it can seem daunting to try and increase your score while saving for a down payment.

However, it is possible to significantly increase your score in the months leading up to applying for a loan.

In today’s post, we’re going to talk about some ways to give your credit score a quick boost so that you can secure the best rate on your mortgage.

Should I focus on increasing my score or save for a down payment?

If you’re planning on buying a home, you might be faced with a difficult decision: to pay off old debt or to save a larger down payment.

As a general rule, it’s better to pay off smaller loans and debt before taking out larger loans. If you have multiple loans that you’re paying off that are around the same balance, focus on whichever one has the highest interest rate.

If you have low-interest loans that you can easily afford to continue paying while you save, then it’s often worth saving more for a down payment.

Remember that if you are able to save up 20% of your mortgage, you’ll be able to avoid paying PMI (private mortgage insurance). This will save you quite a bit over the span of your loan.

Starting with no credit

If you’ve avoided loans and credit cards thus far in your life but want to save for a home, you might run into the issue of not having a credit history.

To confront this issue, it’s often a good idea to open a credit card that has good rewards and use it for your everyday expenses like groceries. Then, set up the card to auto-pay the balance in full each month to avoid paying interest.

This method allows you to save money (you’d have to buy groceries and gas anyway) while building credit.

Correct credit report errors

Each of the main credit bureaus will have a slightly different method for calculating your credit score. Their information can also vary.

Each year, you’re entitled to one free report from each of the main bureaus. Take advantage of these free reports. They’re different from free credit checks that you can get from websites like Credit Karma because they’re much more detailed.

Go through the report line by line and make sure there aren’t any accounts you don’t recognize. It is not uncommon for people to find out that a scammer or even a family member has taken out a line of credit in their name.

Avoid opening several new accounts

Our final tip for boosting your credit score is to avoid opening up multiple accounts in the 6 months leading up to your mortgage application.


Opening multiple accounts is a red flag to lenders. It can show that you might be in a time of financial hardship and can temporarily lower your score.







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