CENTURY 21 CUDDY



Posted by CENTURY 21 CUDDY on 10/18/2020

Photo by Ilona Krijgsman via Pixabay

Whether you own a cat, dog, reptile, or another animal, these critters are members of the family. But with cramped spaces and home layouts that aren’t very focused on the comfort and safety of your pets, you may need to make some modifications to make your home more pet-friendly. And given how your pets spend more time at home than you do, they deserve a high level of comfort. Whether you’re building a new home or you want to remodel, there are some DIY projects focused around upgrades for your pet’s needs. Keep reading to learn a few tips for how to create a pet haven in your home.

Space to Roam

Adventure is in the blood of our pets. From finding prey to reproduction instincts, our pets are meant to roam and explore. But with today’s means of living that include apartments and homes with small yards, sometimes exploration can be limited for our furry friends. If possible, try to create space in your yard for your pets to run around and play. If this space is limited, then be sure to take them to the park frequently—at least a few times a week. This will keep them happy and feeling their best.

Private Area

Just like humans, most pets need a private area where they can relax and unwind. If the beds of our pets are located near the kitchen, living room, or in other areas that see a lot of traffic, that can be very stressful for your pets, and they might not get the rest they need. That being said, try your best to find an area in your home that is away from the chaos and place your pet bedding there. Although some pets love to be in the middle of the action, this area can give them a safe, stress-free place where they can relax.

Observe Them

In order to find the perfect location in your home to create a safe and comfortable area for your pet, it's important to observe them. Over time, pets will usually find the areas of the home that are most comfortable to them, and they may sleep there and constantly spend time in that location. These are the areas where you should place their beds, toys or any other items that will make them more comfortable.

Make Things Safe

Whenever you have a pet roaming around your home, you should always make sure the environment is safe. However, not many people realize everything that needs to be done in this regard. Whether you have a young pup or an older cat, you should:

  • Always make sure the thermostat is set to a comfortable temperature. You don’t want it too cold or too hot.
  • Remove trash cans, place them under the sink or purchase a touch-free model to ensure your pet can’t access the trash.
  • Store cleaning materials and food out of reach of your pets.
  • Hide or tape down electrical cords, which can be quite tempting to chew for pets.
  • Put away shoes, toys and any other items that your pets may play with or chew.

Build A Pet Area

Pets do well in closed-in spaces. Especially if you have a puppy or young kitten, these spaces can also limit any chewing or destruction to your home and furniture. While a crate is a possibility, it's best to design an area where they have a little more space. In fact, this is an easy DIY project. Remember when you made forts as a kid? Now you can relive those memories by building one for your pet! You could move couches, tables, chairs, or any other pieces of furniture to create a closed-in space for your furry friends. In this area, be sure to add pet bowls with food and water, and don't forget about their toys! You may also want to lay down some blankets or bedding, so they can stay comfortable. This can create a safe pet haven, and this DIY project costs nothing!

Build A Hideaway

If you have a small pet at home such as a puppy or kitten, or even a rabbit, then it is very simple to create the perfect hideaway for them. Remember those old moving boxes you have tucked away in the garage? Well those can be easily be used as a pet hideaway! Be sure to fold out the boxes, tape down the sides, then cut out holes, so they can enter and exit as they please. You might also want to place some blankets inside the hideaway, so they stay comfortable! For added space and creativity, you can also connect boxes together to make a larger pet haven. To design a more permanent option, you can easily make one out of wood. These pet hideaways can ensure your pet stays safe, happy and comfortable!

By focusing on the tips outlined in this blog, your pet will love your home even more than you do!




Tags: pets   Pets at home   Pet Haven  
Categories: Pets  


Posted by CENTURY 21 CUDDY on 10/11/2020

Photo by Bence Balla-Schottner on Unsplash

Herbs, onions, celery and garlic infuse the carrots and beans in this soup with remarkable richness and character. This soup can be made with canned black beans, but we highly recommend using dry beans, cooked up with a clove of garlic and a dash of tamari. The beans will be splendid, filling your home with an irresistible aroma.  

This recipe serves 4 – 6. Try it and it just might become one of your go-to recipes.

Step 1. Gather the Ingredients.

You'll need:

  • 3 cups dry black beans
  • 3 large carrots, scrubbed and chopped
  • 1 large, yellow onion, diced
  • ½ cup green onions, finely chopped (both the green tops and the white bulbs)
  • 3 stalks celery, diced after the strings are pulled out and discarded
  • 1 small can crushed tomatoes 
  • 8 cups vegetable broth
  • 2 cloves garlic
  • 1 teaspoonful of mixed salt and pepper
  • 2 Tbsp. cold-pressed, extra virgin olive oil
  • ½ cup chopped regular or Italian parsley
  • A few torn leaves of basil
  • 1 Tbsp. dried oregano
  • Coconut aminos or tamari (note: either can be found in a regular grocery store, near the soy sauce)
  • Step 1. Prepare the Beans

    To make 3 cups of cooked black beans, begin with 1 cup of dried beans.

    Place the dry black beans, a generous dash of tamari sauce and a halved clove of garlic in a large pot of water for an hour to pre-cook.

    Remove the beans from heat. Allow them to cool.

    Rinse and drain the beans, discarding the garlic. 

    Step 2. Prepare the Soup

    Mince the second clove of garlic. Fire up the heat under a large soup pot add a dash of olive oil to the pot with the minced garlic. Add and sauté the diced carrots, celery and yellow onion over medium heat.

    Add the oregano, basil, broth and tomato sauce. Add a dash of tamari and the 3 cups of drained beans. Simmer gently over medium-low heat for 30 minutes. Before removing the soup from heat, add the parsley and green onions plus salt and pepper to taste.

    Step 3. Serve and Enjoy

    If you plan to serve this soup on the same day, let it marinate for at least an hour, then reheat to serve. Carrot & Black Bean Soup tastes even more robust after it marinates overnight in the fridge.

    Serve with whole wheat rolls, crispbread or a baguette.

    To Your Health!

    Black beans are an excellent protein source. They're high in fiber, iron and folate, a B vitamin. Carrots are rich in antioxidants, vitamin K1 and potassium. Research has connected them to eye health and healthy cholesterol levels. Even the herbs in this soup are good for you. Oregano, basil and other herbs provide antioxidants and nutrients. Basil contains calcium and vitamin K. 

    Carrot & Black Bean Soup is perfect for cooking up for the family, to take to work, or to bring to a dinner at a friend's home. It's as nourishing as it is delicious.




    Tags: Cooking   meal planning  
    Categories: Food  


    Posted by CENTURY 21 CUDDY on 10/4/2020

    If you intend to sell your home, you should develop a plan. That way, you can identify any potential home selling hurdles and take steps to address such issues before they escalate.

    Now, let's take a look at three tips to help you execute a house selling plan to perfection.

    1. Establish a Timeline

    You know you want to sell your home, but it is important to understand that it may take several days, weeks or months to complete the house selling cycle. Fortunately, if you establish a home selling timeline, you can set realistic expectations for the property selling journey.

    Think about how long you will need to relocate from your current residence to a new one. For instance, if you need to pack up your personal belongings, you should account for this factor as you develop your home selling timeline.

    When it comes to selling a house, it generally is a good idea to give yourself as much time as you can. Remember, if you have sufficient time to clean your residence and upgrade your house's curb appeal, you may be able to speed up the property selling cycle.

    2. Remain Flexible

    Although you may devote significant time and resources to craft an effective home selling strategy, you need to keep in mind that problems may arise during the property selling journey. In some instances, these issues may be unavoidable. However, if you maintain flexibility, you can address any home selling issues and prevent them from slowing down or stopping a house sale.

    If you encounter a problem during the home selling journey, try not to stress about it. Conversely, tackle a home selling issue head-on, and you can overcome this problem without delay.

    3. Consult with a Real Estate Agent

    If you are unsure about how to plan for the home selling journey, you can always hire a real estate agent. Because if you have a real estate agent at your side, you can receive expert guidance at each stage of the house selling cycle.

    A real estate agent knows what it takes to sell a residence, regardless of the current housing market's conditions. First, he or she will meet with you, learn about your home selling goals and help you plan accordingly. And when you have a home selling strategy in place, your real estate agent will help you put this plan into action.

    As you execute a home selling plan, a real estate agent is ready to provide tips and recommendations as well. If you ever have concerns or questions as you navigate the home selling journey, a real estate agent will respond to them immediately.

    For those want to streamline the home selling journey, it helps to craft a plan. Thanks to the aforementioned tips, you can create a first-rate home selling strategy. And as a result, you can use a home selling plan to promote your residence to buyers and maximize your house sale earnings.





    Posted by CENTURY 21 CUDDY on 9/27/2020

    Photo by Vlada Karpovich from Pexels

    Buying a second home is an exceptional opportunity. You can expand your real estate portfolio, creating an investment strategy for building wealth over the long term. It’s also nice to have a home, one you can use on the weekends to get away. Whether you want to buy a home on the beach, on a lake in a densely wooded area or a home across the country, your first step is securing financing.

    Know the Costs of Buying a Second Home

    Purchasing a second home does mean more responsibility. It may mean a second mortgage, insurance costs and property maintenance. You’ll be paying utilities, upkeep and taxes on a multiple properties. Using this information, calculate how much you want to spend each month in these areas. Then, you can start looking for the home that fits.

    Work to Build Your Down Payment

    Buying a second home affordably is easier to do when you can apply a sizable down payment. Most often, home buyers need between 3 and 20 percent of the purchase price available as a down payment. The more you have, the less you finance or the larger of a home you can safely purchase.

    With second homes, you may have additional avenues for securing that down payment. This includes savings, of course, but it may also include borrowing against the equity in an existing home to use as a down payment.

    Choosing a Loan Program for Your Needs

    One of the challenges of buying a second home is proving to lenders you can afford the mortgage payment and other costs. There are loan programs available to help you, but the options are somewhat limited in terms of federally sponsored programs. You may have used a VA or FHA loan, for example, to purchase your first home. These are generally just for the primary residence, not second homes.

    However, there are other loans available to you. Conventional loans, which are still some of the most commonly sought-after loans available, are available to most people. Lenders will look at things such as:

  • Credit scores
  • Repayment history on existing loans
  • Debt-to-income ratios
  • Income reliability
  • Property value
  • Like any other home loan, it will be backed by the value of the home you purchase. In that way, the home must be worth at least as much as you plan to borrow.

    Debt-to-income ratios tend to be a big factor for most lenders. Fannie Mae-based loans often require a ratio that is up to 45 percent if you have at least 25 percent down and a moderate credit score. That means your monthly payments need to be under 45 percent of your gross income.

    It’s also important to consider how you plan to use the property. Lenders need to know if the home will be vacant (getting insurance for it can be difficult). They also want to know if you plan to produce a second income from it. If so, you need to ensure your loan covers this type of use.

    The good news is that most conventional lenders off second home loans. Find the dream home you’ve been looking for, and then work with a lender to secure the purchase.




    Categories: Mortgage  


    Posted by CENTURY 21 CUDDY on 9/20/2020

    Adding your house to the real estate market today may prove to be a great decision. In fact, there are many terrific reasons to list your home today, including:

    1. You may be able to generate a profit on your house.

    If you maintained your home over the years, the residence may have increased in value. Thus, you may be better equipped than other home sellers to generate a profit on your residence.

    Furthermore, if you're preparing to enter a seller's market, you may be able to earn a significant profit in no time at all.

    A seller's market frequently includes an abundance of homebuyers and a shortage of home sellers. As such, if you add a high-quality house to a seller's market, it may be only a matter of time before you receive multiple offers at or above your initial asking price.

    2. You can downsize your home or upgrade to a larger residence.

    Although your current residence may have served you well for an extended period of time, now may prove to be a great time for a change. Fortunately, if you add your house to the real estate market, you can take the next step to downsize your residence or upgrade to a larger residence.

    For those who want to downgrade, it may be simple to sell a house and get rid of excess items at the same time. Then, you can relocate to a smaller residence that better suits your budget and personal needs.

    On the other hand, those who want to move into a bigger and better residence can explore a vast array of residences any time they choose. After a home seller finds a buyer for his or her residence, this individual will have plenty of funds to pursue a superior residence as well.

    3. You can embark on a new adventure.

    Selling a home opens new doors for any individual, at any time.

    For example, you can use the funds from your home sale to go on a cross-country journey. Or, you may choose to move closer to family members and friends in another area of the country. Regardless of which option you choose, you won't have to worry about being saddled to a home mortgage after you sell your residence.

    Consider the short- and long-term ramifications of selling your house, along with what you'll do immediately following a home sale. By doing so, you can map out the next stage of your life.

    Of course, if you ever have concerns or questions about selling a house, it is always best to consult with a real estate agent. With a housing market professional at your side, you can receive expert insights throughout the home selling journey.

    A real estate agent will keep you up to date about offers on your house and offer honest, unbiased home selling recommendations. In addition, he or she is ready to respond to your home selling queries at any time.

    Get ready to sell your home meet with a real estate agent, and you can take the next step to add your residence to the real estate market.







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