CENTURY 21 CUDDY



Posted by CENTURY 21 CUDDY on 3/8/2020

When it comes to getting what you want in your home, the question comes down to whether you build it or look for the perfect house to buy.

For those who prefer new construction, the option of starting from scratch is very viable. Here are some vital factors to consider before getting started:

1. Cost

Building a new house from scratch may seem costly, but after an extensive breakdown and with proper management of resources, it may turn out to be less expensive than buying a home that you then must remodel to suit your taste. It is essential to do a total cost analysis to avoid slowdowns during the construction.

2. Flexibility

Flexibility is one factor that people who prefer to build new houses mention. They can modify the house to their taste without having to fit into a preset structure. If customization is a priority for you, this is a great place to start. You’ll have much more flexibility in the layout of your home and will be able to customize it to your liking.

3. Duration

Building your home requires many choices: finding the land and hiring a contractor to accompany you throughout your project are possibly top priority. From design to site monitoring, until the delivery of keys, it is essential to work with a professional with recognized expertise, who will respond carefully to your needs and expectations.

Finally, a new construction project offers you the opportunity to live in a house that is 100% personalized and scalable. This means that your property will be designed to adapt to the new configurations of your home, for years to come.

But not everyone enjoys the scouting and building process. Sometimes it’s difficult to imagine how the home will look and work for you based on drawings alone. If the time frame gets interrupted, you may have to find temporary housing to wait out the weather, material supply issues, or other delays common to new construction. When developing raw land, you often must factor in roads, driveways, sidewalks, and streetlamps. Purchasing a preexisting home can either diminish or eliminate these issues all together.

Need help making the decision? Contact me! Whether it's a beautiful, preexisting home or a dream built from the ground up, I’d love to help you move into your dream house!




Categories: homeowners  


Posted by CENTURY 21 CUDDY on 8/25/2019

Photo by: Caleb Woods via Unsplash

Home repair insurance is an optional service agreement also known as a home warranty. It is put in place to save costs when there may be a need for repairs or replacement of any major system or household appliances. Often added as an incentive to sweeten a sale, a great home warranty is a valuable option to have.

Items covered by this insurance might include the refrigerator, dishwasher, HVAC, plumbing, washer and dryer, electrical systems and plumbing. These appliances and systems may break down and need repair at some point due to daily use.

Apart from home repair insurance, there are other types of home protection plans that take care of expensive home repairs. Some of these policies are utility insurance, homeowner’s insurance and manufacturer’s warranties. Though they sound similar, each of the home protection plans is helpful in different situations.

What is covered by home repair insurance?

Note that home repair insurance covers items written clearly in the contract; it does not take care of anything outside the contract. Many home warranty providers have three coverage levels. They are the basic plan, an enhanced plan and a customized plan. The basic plan is the first level of coverage that takes care of appliances that you use every day. It also covers systems like garage door maintenance and dishwashers.

The enhanced plan is an upgrade of the basic plan; it covers extra items like a washer and dryer, jetted bathtub or water heater. You may also opt for a customized plan where you have the option of including specific features like a pool heater or well pump.

How to make a service request

Before submitting a service request, endeavor to call the company’s customer service line. Better still, you can often file a claim online. 

Follow these procedures when making a service request:

• Check your contract to be sure that the insurance plan covers the broken item.

• File a claim when covered items malfunction or stop working.

• Do not hire a contractor on your own, instead allow the home warranty provider to supply you with one of their professional contractors.

• Pay the technician a service fee.

• Ask if they will replace items that are not repairable.

There are a lot of benefits that come with home repair insurance. Go through the different plans available and opt for the one that is suitable for you. When you’re ready to start your home-buying journey contact me to go over the best strategy for securing a home warranty with your offer.







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