CENTURY 21 CUDDY



Posted by CENTURY 21 CUDDY on 10/14/2018

Purchasing a home in a seller's market may prove to be difficult. Fortunately, we're here to offer expert guidance to ensure you can find the best house at the lowest price, regardless of the present real estate sector's conditions.

Now, let's take a look at three tips to help you get ready to pursue a home in a seller's market.

1. Assess the Housing Market Closely

A seller's market likely features a shortage of high-quality houses. As such, you'll want to analyze the local real estate sector closely so you can identify your dream home faster than ever before.

Take a look at the prices of recently sold houses in your city or town. This information can help you understand the average price range for homes of all sizes in your area. You also should find out how long these homes were available before they sold to understand the current pace of the real estate market.

Furthermore, you should make a checklist of home must-haves and wants. Once you craft this checklist, you can assess the houses available in your city or town and map out your homebuying journey accordingly.

2. Get Pre-Approved for a Mortgage

In all likelihood, you'll need to act fast to acquire your ideal residence in a seller's market. If you have a mortgage in hand when you submit a home offer, you may boost your chances of receiving a "Yes" from a seller.

A home offer that is contingent on a buyer's approval for a mortgage often is far from ideal. If a seller receives this type of offer, he or she may be reluctant to accept it, as there are no guarantees a buyer will be able to obtain the necessary financing to acquire a home.

Comparatively, a buyer who gets pre-approved for a mortgage can enter a seller's market with a budget in hand. And if he or she finds a great house, this buyer can submit an offer without having to worry about getting financing at a later time.

To get pre-approved for a mortgage, you should meet with a variety of lenders. These financial institutions can teach you about a wide range of mortgage options and help you find the right mortgage based on your finances.

3. Collaborate with a Real Estate Agent

A seller's market can be tough to navigate, regardless of whether you're a first-time or experienced homebuyer. Thankfully, real estate agents are available who can guide you along the homebuying journey.

Typically, a real estate agent will learn about your homebuying goals. He or she then will keep you up to date about houses that meet your criteria, set up home showings and help you submit offers on residences. And if you ever have homebuying concerns or questions, a real estate agent is ready to respond to them at any time.

Prepare to buy a house in a seller's market – use the aforementioned tips, and you can move one step closer to acquiring your dream residence.




Categories: Buying a Home   buying tips  


Posted by CENTURY 21 CUDDY on 9/16/2018

For those who want to conduct a successful home search, it is important to plan ahead as much as you can. Fortunately, there are lots of things you can do to get ready to pursue your dream home and speed up your house search.

Now, let's take a look at three tips to help you reduce the time it takes to discover your dream house.

1. Craft Homebuying Criteria

Homebuying criteria allows you to narrow your house search. Thus, if you make a list of home must-haves and wants today, you may be better equipped than ever before to streamline your quest to find your dream residence.

You also should consider where you want to reside. Because if you can hone your home search to your preferred cities and towns, you should have no trouble discovering your ideal residence in no time at all.

2. Prepare a Budget

A homebuying budget is essential, especially for a buyer who wants to accelerate the property buying journey. Thankfully, banks and credit unions are available that can help you put together a property buying budget.

Set up meetings with banks and credit unions in your city or town. Then, you can review a wide range of mortgage options and receive expert responses to your home financing concerns and questions.

It often helps to consider costs you may encounter during the homebuying journey too. From house closing costs to home inspection fees, you'll need to be able to cover various expenses as you try to acquire your dream residence. But if you start planning for assorted homebuying costs today, you can ensure that you'll have the funds available to cover these expenses.

3. Hire a Real Estate Agent

If you are unsure about how to discover your dream home as quickly as possible, there is no need to worry. Real estate agents are available in cities and towns nationwide, and these housing market professionals will do whatever it takes to help you accelerate your home search.

A real estate agent is a homebuying professional who is happy to assist you in any way possible. He or she will craft a personalized homebuying strategy for you and help you narrow your house search. Plus, a real estate agent will set up home showings, help you weigh the pros and cons of different houses and ensure you can submit a competitive offer to purchase your dream residence.

Let's not forget about the assistance that a real estate agent will offer before you finalize your home purchase, either. A real estate agent can provide plenty of recommendations and suggestions to help you prepare for your home closing. Furthermore, he or she will go above and beyond the call of duty to help you minimize stress in the days leading up to your house closing.

Ready to acquire your ideal house? Use the aforementioned tips, and you can boost the likelihood of enjoying a fast, worry-free homebuying experience.




Categories: Buying a Home   buying tips  


Posted by CENTURY 21 CUDDY on 5/13/2018

Do you need to hire a real estate agent to help you find your dream home? The choice is yours, but ultimately, your decision to hire a real estate agent to guide you along the homebuying process may determine whether you're able to find your ideal house quickly and effortlessly. Your real estate agent can provide plenty of tips as you search for homes. In fact, there are many terrific reasons to listen to your real estate agent throughout the homebuying process, including: 1. Comprehensive Resources Although you may have a vast array of online resources at your disposal, your real estate likely can provide additional insights you won't find elsewhere. For instance, your real estate can collaborate with a home seller's real estate agent to better understand a seller's preferences. This may allow you to find out whether a seller is looking for a quick sale, how much this seller would accept for his or her residence and other "insider" information. Your real estate agent is happy to provide you with extra resources as well. This professional can send you regular email updates of home listings in particular areas, set up a home showing as soon as a new residence in a specific city or town becomes available and do whatever it takes to ensure you can find your ideal home immediately. 2. Extensive Negotiating Skills Don't enter a home negotiation without a real estate agent at your side. With a real estate agent who understands what it takes to handle a high-pressure negotiation, you should have no trouble striking a fair deal with a home seller. Your real estate agent likely understands how to stay calm, cool and collected in even the most stressful negotiation. Meanwhile, this professional can pass along tips to help you confidently submit an offer on a home and await a seller's response. Ultimately, the negotiating tips and support you receive from your real estate agent can make a world of difference in your efforts to buy a high-quality residence. And in the end, the guidance that your real estate agent provides may help you secure your ideal home. 3. Honesty and Reliability Sometimes, it can be tough to trust a real estate agent. But if you do your homework and hire a real estate agent who is both honest and reliable, you can enjoy consistent support throughout the homebuying process. Employing a first-rate real estate agent ensures you'll be able to receive unbiased feedback as you search for your dream home, too. For example, an honest real estate agent won't be afraid to point out both the pros and cons of a particular home. This feedback will enable you to make a more informed decision and may bolster your chances of purchasing a residence that you can enjoy for years to come. Listen to your real estate agent throughout the homebuying process – you'll be happy you did! By doing so, you can receive expert tips to ensure you're able to buy your dream house at a price that fits your budget.





Posted by CENTURY 21 CUDDY on 3/25/2018

New windows can work wonders for a house. Depending on how old your windows are, replacements can make your home less drafty, and much quieter, but they can also spruce up a room that’s starting to look dated.

When you replace your windows you also might see a drop in your heating bill. However, the cost of replacing windows is steeper than you’re ever likely to save on heat. So, if you’re thinking of replacing your windows just to save cash, in the long run there might be better ways of doing so.

In this article, we’re going to talk about choosing replacement windows for your home. We’ll walk you through the different types of windows so you can find the type that fits your needs. Read on for our replacement windows buyer’s guide.

Choosing the right window style

There are endless types of windows that you could find in a given home. However, four main styles are what we normally think of when talking about replacement windows.

Single vs double-hung windows

First, there are single and double-hung windows. In double-hung windows, both the top and bottom sash are operable, or able to be opened. Being able to utilize both sashes is beneficial for airflow. Opening the top sash will allow the warm air escape, opening the bottom sash will allow cool air to enter.

In single-hung windows, only the lower sash is able to be opened and closed. But otherwise, they are very similar to double-hung windows.

Both of these types of windows come in variants that allow you to pivot the sashes inward to clean the exterior glass. However, if you buy single-hung windows you’ll only be able to wash the lower sash. Keep that in mind if you’re buying windows for a second floor or attic window.

Sliding windows

Sliding windows are those which move horizontally on their tracks. They produce good ventilation and are easy to use. However, just like single-hung and double hung windows, they do slightly obstruct your view at the midpoint when closed. The rectangular shape of sliding windows, however, means you won’t likely be able to install an air conditioner.

Casement style windows

The last main type of window we’ll talk about are casement style windows. This type of window operates on a hinge like a door would. When they’re fully opened, they produce good ventilation. When they’re fully closed, they don’t obstruct the view at all.

However, just like with sliding windows, you won’t be able to install an AC unit. Furthermore, this type of window is more prone to malfunction due to the crank and hinge system, and cranking it open and closed all the time could be a minor annoyance for some homeowners.

Frame materials

Window frames come in four main materials--vinyl, wood, clad-wood, and aluminum.

  • Vinyl is the most common. They look clean and modern, and they also resist heat and condensation making them easy to maintain.

  • Wood frames are regaining popularity. Since they often come unfinished, you can easily customize them to your home.

  • Clad-wood frames are wood on the interior and aluminum on the exterior, making them rugged and resistant to weathering and rot.

  • Aluminum windows are economical, lightweight, and easy to maintain.


Now that you know a bit more about windows, you’ll be better equipped to decide what type of replacements to purchase for your home.





Posted by CENTURY 21 CUDDY on 3/18/2018

As a first-time homebuyer, it is important to understand what it takes to discover your dream residence as quickly as possible. By doing so, you can streamline the process of going from homebuyer to homeowner.

What does it take for a first-time homebuyer to seamlessly navigate the housing market? Here are three tips that every first-time homebuyer needs to know.

1. Make a Homebuying Checklist

The definition of the "perfect" house differs from homebuyer to homebuyer. As such, a first-time homebuyer should allocate the necessary time and resources to determine what he or she wants to find in the ideal home. That way, a first-time homebuyer will have no trouble finding a house that matches or surpasses his or her expectations.

With a homebuying checklist, a first-time homebuyer can move one step closer to making his or her property ownership dreams come true. This checklist can help a homebuyer differentiate between home "must-haves" and "wants" so he or she can narrow a home search accordingly.

Furthermore, a first-time homebuyer can update a property buying checklist as he or she begins to check out houses. And if a homebuyer evaluates available residences, this property buyer can update his or her checklist as needed.

2. Get Pre-Approved for a Mortgage

A first-time homebuyer likely wants to purchase a house as quickly as possible. Fortunately, getting pre-approved for a mortgage can help a homebuyer move through the property buying process without delay.

To get pre-approved for a mortgage, a first-time homebuyer should try to meet with several banks and credit unions. Each meeting will allow a homebuyer to learn about assorted mortgage options and select a mortgage that corresponds to his or her finances.

Moreover, a first-time homebuyer should be unafraid to ask plenty of questions when he or she meets with potential lenders. This will allow a homebuyer to make an informed decision about a mortgage.

3. Consult with a Real Estate Agent

When it comes to buying a house for the first time, a homebuyer should seek out expert support. Lucky for you, many real estate agents are available nationwide, and these housing market professionals can make it simple for you to purchase your ideal house.

A real estate agent understands the challenges associated with buying a house for the first time. He or she will teach a first-time homebuyer about these challenges and ensure this property buyer is prepared to take a diligent approach to purchasing a home.

Typically, a real estate agent will set up home showings, offer honest, unbiased homebuying recommendations and negotiate with home sellers on a homebuyer's behalf. This housing market professional will even keep a homebuyer up to date about new houses, ensuring homebuyers can pounce on opportunities to acquire great houses as soon as they become available.

For a first-time homebuyer, there is no need to leave anything to chance. But with the aforementioned tips, a first-time homebuyer can accelerate the homebuying process and improve his or her chances of purchasing a stellar house at an affordable price.




Categories: Buying a Home   buying tips  




Tags
© 2018 CENTURY 21 Cuddy, CENTURY21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC.
Equal Housing Opportunity. Each office is independently owned and operated.