CENTURY 21 CUDDY



Posted by CENTURY 21 CUDDY on 2/2/2020

Image by Alexas_Fotos from Pixabay

If you’re looking to light up your house or yard using a quick and easy DIY method, a variety of solar lights fit the bill.  You can choose from many elegant styles, with no extension cords required.  Solar lights can be mounted, placed into the ground on stakes, hang as lanterns or on strings, or set on a flat surface as a votive.  Generally, they last about 4 years, and the solar batteries can be replaced to extend their life.  Going solar with your outdoor lighting makes a perfect way for renters to illuminate their porches and yards; besides being easy to install, they are just as easy to remove and take with you when you leave, with no value lost.  

Your Home

Lighting that illuminates the vertical surface of your house at night, or uplighting, adds security as well as a polished look.  Uplighting beautifully highlights your house siding and porch at night.  This can be easily achieved with solar lights on the brighter end of the spectrum mounted on stakes.  Look for individual lights without top shades to place in the ground near the base of your siding so that light will be directed upward along the face of the house.  

Your Garden

Any type of garden, from a rock garden with succulents to a less-manicured country garden, can benefit from standout flowers and greenery being lit from below.  Smaller lights placed down in between the leaves of plants and directed upward give them a soft glow, or set them beside or between plants if you want to feature the light itself.  You can use the mini covered lamps on stakes or the candle-like cylinders. 

Solar lights are also available in a holiday-like spray of tiny lights.  You can style these in mini-sprays among plants, yard ornaments, around pools or outdoor kitchens, across fences, or cover your tree trunks to highlight trees all year long. 

Pathways and Driveways

Staggered lighting from in-ground stake or cylinder lights look great along stepping stone walkways or driveways.  Lights with a metal shade on top lining paths give a classy, finished look.  Candle-like lights can sit on top of short posts along walkways or near plants, or secure them by drilling a large hole through the center of your posts to insert staked solar lights.

Predator Deterrent

Particularly if you live in a rural area and want to keep pets safe by discouraging predators from entering your yard, the more well-lit your yard is at night, the better.  Your best bet might be a motion-detector spotlight facing out in the direction where you would expect wildlife to come from.  A bright light shining suddenly on them startles and disorients predators, and they will likely decide that encroaching this far into human territory isn’t worth it.  Find a spot to post your spotlight so it will point at and expose oncoming wild animals. Mount the attached solar panel at an angle that will allow it to soak up the most overhead sunlight during the day.




Categories: diy  


Posted by CENTURY 21 CUDDY on 1/26/2020

Image by Shutterbug75 from Pixabay

With a mortgage, a buyer is applying for financing to purchase the property in its entirety. They're relying on their credit and assets for approval before assuming responsibility of the full property. In a land contract, you're cutting out the need for a formal lender and relying on the seller to approve or deny your application.

The seeming simplicity of the transaction may make some people discount the importance of negotiation. However, there are a few things to keep in mind so both the buyer and seller are comfortable with the terms of the agreement. 

Talk to the Seller 

With a land contract, you may be more beholden to the seller than you would be to a lender in a traditional mortgage. If the seller thinks of you as a tenant rather than an owner of the place, you'll need to discuss their exact involvement over the course of the contract.

Because the seller won't receive the full value of the property upon sale, their financial insecurity is entirely understandable. They may want to check up with you over the phone, in-person, or through a third-party. If you're uncomfortable with the level of oversight, you may need to speak up or find a different property. 

Make sure you understand your obligations during this time. Some buyers are treated as a renter of the property — until it comes time to make significant and costly repairs. If you're responsible for all upkeep, you may be able to negotiate more freedom in exchange for the additional expense. 

Think Through the Finances 

One of the starkest differences between a traditionally financed home and a land contract is the speed of repayments. Even if you do find a seller willing to extend the contract, it can still be a major strain on your finances. As you factor in your current assets and credit score, you should also consider the future.

If the final payment is large enough, it may still require a substantial loan. If your credit hasn't improved enough by the time the contract nears the end, it could be a significant blow to your savings. And if you can't meet the terms of the contract, the seller will get to keep the money you've already paid them (as well as the property). 

Negotiating a land contract means thinking through the repercussions of each clause. While the terms may seem looser than a standard mortgage, there may be strings attached that aren't as obvious at first glance. Ensure that you understand your financial and practical responsibilities before signing on the dotted line. 




Tags: loans   Financing   home loan   finance  
Categories: Mortgage  


Posted by CENTURY 21 CUDDY on 1/21/2020


20 Winter Park Road, Framingham, MA 01702

Single-Family

$659,900
Price

7
Rooms
4
Beds
3
Baths
Custom Builder offers this 4 Bedroom 3 Bath Colonial in tranquil Setting..First Floor features Hardwood Flooring, 9' Ceilings with extensive handcrafted Moldings, Dramatic Open Floor plan, Chef's Kitchen appliances include Over-sized Gas Cook-top, Double Door Refrigerator, Double Oven with Microwave, Dishwasher and Disposal, combined with Quartz Counters, Tile back-splash and exquisite Cabinetry..Second Floor features Hardwood Flooring, 3 Bedrooms each with Double Closet, Laundry Room, Main Bath with Tiled Tub and Double Vanity, and Master Suite..Suite is King-sized,with over-sized Walk-in Closet plus additional Double Closet, Fully Tiled Glass enclosed Shower and Double Vanity..High Efficiency Natural Gas Heating/Cooling System with over 95% efficiency, Foam Insulation and 2 by 6 Construction..Stone Patio leading to Level Rear yard backing to Trees, Family Neighborhood location, and Walk to Park all perfect for New Buyers..30 day Occupancy
Open House
Sunday
January 26 at 1:00 PM to 3:00 PM
Cannot make the Open Houses?
Location: 20 Winter Park Road, Framingham, MA 01702    Get Directions

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Categories: Open House  


Posted by CENTURY 21 CUDDY on 1/19/2020

Image by Rudy and Peter Skitterians from Pixabay

There are many responsibilities that come with homeownership. One important aspect to monitor and maintain is your plumbing system. With any system that is used daily, problems will arise from time to time. The earlier issues are identified, the quicker and simpler they can be to resolve. Here are a few signs to watch for that might indicate a larger problem with your home's plumbing.

A Drop in Water Pressure

One of the first signs that might indicate something is wrong with the house's plumbing is a drop in water pressure. As a homeowner, you're likely used to a certain amount of water pressure coming from sinks, bathtubs, and showerheads. If the water suddenly flows with a reduced amount of force, you may have a build-up of sediment or mineral deposits within the faucets or spigots. They will need to be cleaned or replaced to regain the pressure you expect. However, low water pressure could also be an indicator that there is a blockage or break in the pipes. If that is the case, you'll most likely need to contact a plumbing professional.

A Rise in the Water Bill

Another common sign that the plumbing system in the home need maintenance is that the water bill has gone up dramatically. Watch your water bill for any spikes in use that don't align with your regular routine or expected per gallon increases where you live. There may be corrosion or a leak within the system that is causing the spike and potentially damaging other parts of the home at the same time.

The Toilet Keeps Filling Endlessly

If the toilet seems to fill endlessly it is likely that a component within the toilet itself has failed. The mechanism within the toilet that allows for flushing and filling is usually something that can be replaced without professional intervention. However, if replacing the moving parts inside the tank does not resolve the running toilet, there may be sediment or leaks that are creating issues with the expected water flow.




Categories: Home Repair  


Posted by CENTURY 21 CUDDY on 1/12/2020

As a home seller, it is important to do everything possible to generate interest in your residence. That way, it won't take long to start receiving offers to purchase after you list your home.

There are many signs that homebuyers may soon submit offers to purchase your residence, and these signs include:

1. Buyers are setting up home showings.

Even a single home showing is a positive sign for a home seller. And if you find that buyers are submitting regular requests to view your residence, it may be only a matter of time before you receive many offers to purchase your house.

Typically, it helps to be flexible when you sell your house. If you make it simple for buyers to view your house at their convenience, you may increase the likelihood that the right buyer will check out your home and submit an offer to buy it.

2. The same buyers have viewed your house multiple times.

An interested homebuyer may request to view your house more than once. In this instance, you may receive an offer to purchase from this buyer sooner rather than later.

As always, it pays to accommodate as many home showing requests as possible. If you make it easy for a buyer to view your residence multiple times, you can help him or her make an informed decision about whether to submit an offer to purchase your home.

3. Buyers have lots of questions about your house.

A home showing gives property buyers an opportunity to check out your house in-person. It also may lead these buyers to reach out to you for additional information about your home.

Remember, you should be ready to provide homebuyers with as much information as you can about your residence. If you offer homebuyers the information they request, you can help them determine whether your house is the right choice based on their individual needs.

For home sellers who want to go above and beyond the call of duty to stir up interest in a house, it may be beneficial to hire a real estate agent. In fact, a real estate agent will help a seller navigate the property selling journey and achieve the optimal results.

First, a real estate agent will meet with a house seller and set the stage for a successful property selling experience. He or she will offer insights into the local housing market and help a seller establish a competitive price for a residence. Then, a real estate agent will schedule house showings and open house events. And if a seller receives an offer to purchase, a real estate agent can recommend whether this individual should accept, decline or counter the proposal.

Want to streamline the house selling journey? Work with a real estate agent you'll be happy you did. If you employ a real estate agent, you can get the help you need to showcase your residence to potential buyers and maximize your house sale earnings.







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